FAQ - Cash Delivery Inc.

Frequently Asked Questions

How can we

help you?

1. Why should I choose Cash Delivery Inc.

We are here to give a solution to good people like you to cover any personal, medical, home, emergency expense or any unexpected need you have at any moment. Our main purpose is to be your solution, work with you in the most friendly way and with the best intention of helping you to get out of any financial problem situation.

2. How does the title lending process works?

Our process is quick and simple, here’s is what you do:

Bring you vehicle and lien free vehicle title under your name to Cash Delivery
Fill out an application
Cash Delivery will determine the loan amount base on your need and the vehicle appraisal value
Upon approval, you will receive the money you need and retain the use of your vehicle
Once you pay off your account balance, you get your title back

3. How can I make money with my car title?

With traditional financial institutions your credit history serves as your collateral and determines how much money you can get from a loan. If you have bad credit or no credit at all it is impossible to get a loan. Cash Delivery Inc use your title as a collateral, rather than your credit history. We require that you own a vehicle with a clear title and no liens. Basically, your title is cash on your hand, you give us your title and we give you cash. Once you repay the loan, you get your title back.

4. Would I keep my vehicle?

Yes, with a title loan you can keep on driving your vehicle. We just place a lien on your title and when you off your loan we will completely release your title.

5. Does the title have to be under my name?

Yes, the vehicle title must have you listed as the legal owner to be eligible for a title loan. In case two people are listed as owners, both need to sign off on title. Call us if you have questions.

6. How much cash can I borrow?

With a Installment Loan or Payday Loan you can get up to $5,000, depending on your income, sometimes your credit history, capacity of repayment and other details that you will provide on your application. With a car title loan you can get up to $10,000, taking into consideration the year, make, model, mileage, condition of the vehicle and your financial ability to re-pay.

7. What Happened if I can’t make a payment on my loan?

We understand that sometimes we face difficult times to cover all of our obligations, call us so we can work with you on payment options that will get you back on track.

8. What if I already have a title loan with another company?

Come in and explain us your situation and in most cases we will be able to refinance the title loan you already have with a lower rate (Cash Delivery will pay your existing title loan).

9. Do I need to have a job to be approved for a Loan?

Cash Delivery does not require you to have a job but you do need to have some type of income like unemployment, disability, retirement income, etc.

10. Am I still eligible for a Loan even if I have no/bad credit?

Definitely, Cash delivery does not require a credit score to apply for any loan, we are the solution for people with no/bad credit.

11. How do I know If I will be approved for a Loan?

You can stop into our office with the require documents and we will do a quick evaluation of your documents (bring your car and lien free title if you are planning to apply for a title loan) while you fill out an application, and in about 15-20 minutes you’ll know exactly how much cash you’ve been approved. Also, you can upload all your documents through this website and we will contact you after you upload all documents (If you are applying for a car title you will still need to bring your vehicle to our office for a quick appraisal and your lien free vehicle title)

12. What is the interest Rate?

Our rates and fees are very competitive and can vary depending on your loan condition, income, ability to repay, your car value, etc.

13. Is there a penalty for paying off my loan early?

No, you can pay your loan at any time. In fact, we encourage customers to pay off their loan sooner if possible.

14. Can I lower my payment?

You may be able to lower your payments or change your payment schedule; however, this is dependent on your account details. Please visit our office or send us an email to info@cashdeliveryinc.com for more information.

15. What if I don’t have a personal check?

In order to obtain a payday loan or installment loan, cash delivery require you to bring a personal check associated with your checking account. In case you don’t have a personal check we will accept a debit card associated with your checking account and your account number as well.

16. Do you only Loan in the State of Texas?

Yes, at this time we are only licensed to only operate in the State of Texas. We are Licensed with the Texas Office of Consumer Credit Commissioner. All loans are made in accordance with chapter 393, Texas finance code: credit services organizations with a license number 1800061707-160550.

17. Are you a license Lender?

Yes, Cash Delivery Inc. operates as a Registered Credit Access Business (CAB). The actual Lender is a unaffiliated third party. All loans are made pursuant to TX Credit Access Business license number 1800061707-160550 and Credit Service Organization Certificate number 20180071 issued by the Secretary of State.

18. How can I verify your Texas License and learn more about my rights in this industry?

You can find a copy of our active license in every place where we conduct business including this website (rate and terms window). Also, the Texas Office of Consumer Credit Commissioner (OCCCC) provides information and resources on a variety of financial topics to provide consumers with tools and information to operate safely in these financial transactions.

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FAQS